May 17, 2024

Accept Credit Cards Provides Low-Cost Card Processing Services With Live, U.S.-Based Support

Written by: Mike Senecal and editied by Lillian Guevara-Casgro Posted: May 3, 2024 In a Nutshell: Credit card processors may struggle to differentiate themselves in a constantly evolving marketplace. Yet Accept Credit Cards appeals to merchants nationwide with its low prices, robust technology, and live U.S.-based customer support. Merchants appreciate the firm’s emphasis on personalized onboarding, cost savings, problem-solving, and PCI compliance to keep payment systems serving customers. Steadfast top-to-bottom customer service makes Accept Credit Cards an industry leader and a seamless choice for growth-minded merchants interested in maintaining stable card-processing relationships. Although holdouts still exist, most merchants acknowledge the advantages of accepting credit cards. Sure, card networks live off the interchange fees merchants ultimately…

September 26, 2023

A Guide to Surcharging

As most merchants know the cost of accepting card payments keeps going up, though in small increments. Merchants now can take advantage of passing some of those costs back to the consumer via “Surcharging”. We will look at the guidelines for merchants to add surcharging to those customers paying with credit cards. First we should explain what Surcharging means. Surcharging is the practice of adding a small fee to a credit card transaction to cover the merchant fees that businesses incur from processing companies. The biggest thing to know is that you can not Surcharge debit cards or Pre-Paid cards. This means that whatever equipment or software a business uses…

November 24, 2022

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October 10, 2022

Adobe Forecasts a modest increase in Online Holiday sales Shopping Volume

Yep, that time of year to look at the holiday shopping season and its potential impact on processing volumes. Adobe is forecasting just a 2.5% increase from last year. Just to point out the difference it went up 8.6% last year. Some of that was due to the Pandemic still happening, but businesses do count on this time to push up their overall sales volume. Electronics, apparel and groceries will still see the largest concentration of sales, though discounts on goods will result in a smaller margin of profits. Apparel is predicted to go down by as much as 6.7% as in store purchases are expected to go up now…

September 30, 2022

Debit Cards Top Usage of Credit Cards for the First Time

Debit card transactions have finally passed credit cards based on the information from the 2nd Quarter of2022 from S&P Global Market Intelligence. The study found the 56.2 of consumers preferred using their debit cards vs 39.5% who preferred using credit cards for purchases. That is a huge change in the way payments are done. Just last year only 40.2% favored debit while 54.6 favored credit cards. The reasons are varied. The security that is now incorporated with debit card purchases using PIN and card tap are some reasons. The other is that consumers like that there are no chances for interest charges and it helps manage their finances better. Millennials…

July 6, 2022

Why updating passwords is not only required, but why they are important for PCI DSSv4

Assessing and strengthening password and authentication policies is one significant change in PCI DSS v4.  Not only are requirements more stringent, they also address securing remote access, a path used by many hackers to infiltrate systems in the past. Once v4 becomes the Standard, merchants must: Require multifactor authentication for all users accessing cardholder data.  In versions past, multifactor authentication was required only for administrators who access systems related to processing or cardholder data. The newer version will require multifactor authentication for any account that has access to cardholder data. Change user’s passwords at least every 12 months, and any time that a compromise is suspected. Require that passwords be at least…

June 1, 2022

Ransomware is increasing!

Per the 2022 Verizon Data Breach Investigation Report shows that for a fifth consecutive year ransomware continues to grow upward with nearly 25% of all data breaches being done with ransomware. The report shows that ransomware has increased by 13%, a figure higher than the last 5 years combined. Ransomware is attaractive as hackers don’t need to be looking for specific data, but just cripple an organization’s daily operations. Small companies (10 or fewer employees) are being hit more as they often do not have the ability to invest large amounts of their money in cybersecurity. The most common way hackers gain access is through an employees desktop using malicious…

May 19, 2022

Why Switch to ACC

Accept Credit Cards has been providing businesses with reliable and affordable payment processing solutions and superior customer service since 1988. Visit our website to learn more about how we can help your business grow! www.acceptcreditcardsus.com

April 27, 2022

Accept Credit Cards Offers So Much More Than Just Low Rates

Accept Credit Cards is not your normal everyday merchant services provider. We provide so much more than just low rates for your card payments, we excel in providing you the best payment options for the way your business accepts payments along with the best in US based customer service. We can reprogram 90% of the current terminals in use by businesses today as well as integrate with a large number of CRMS. We sell PAX and Verifone terminals, and provide restaurant POS systems through Vivid, Dessert and Clover. We also offer virtual terminals through NMI and Authorize.net which can also provide your business with shopping carts for your business’s website…

April 21, 2022

Who Doesn’t Like Dessert?

Accept Credit Cards is happy to announce that we can offer Dessert Restaurant POS. With Dessert you get the full flavor of a complete POS system for your restaurant without breaking the bank, and great US based customer service offered in English and Spanish. Call us at 800.476.5020 opt. 1 and learn how Accept Credit Cards and Dessert will have you craving this system to push your restaurant to the next level!#restaurant #possystems #creditcardprocessing #acceptcreditcards