Electronic Merchant Systems | Electronic Merchant Systems

July 23, 2021

Verifone VX 520 Being Sunsetted

The Verifone VX 520 terminal ceased production on April 30th 2021. The reason for this was that the terminal does not have the memory capacity for the newest PCI Compliance Standards. What does this mean for those businesses using a VX 520? The answer is that those businesses will need to upgrade their terminal to one that meets the newest PCI Compliance Standards. The newest standard is one that is completely PCI 5.0 certified and will be compliant until 2029. This also means that if a business has not updated to a newer terminal by their PCI anniversary date, they will fall out of compliance. This could lead to security…

June 30, 2021

Contactless and Card Tap is the Future of Accepting Payments

The Pandemic has changed the way people want to pay with concerns over touching surfaces and those concerns are carrying over as businesses are opening to full capacity. These concerns have a caused a surge in Contactless Payments to limit touch points. In fact a MasterCard survey found that almost half of Americans are using Card Tap or Contactless Payments! Contactless Payments use devices such as smartphones, key fobs, and smart watches. These devices require an App such as Apple Pay or Google-Pay which use NFC (near field communication) to communicate with a payment device. Card Tap refers to a credit/debit card that has an embedded chip in those cards…

December 3, 2020

How the COVID Pandemic Has Forever Changed How We Pay

Several surveys done this year have shown a significant trend in how we pay for goods and services. We are not only moving further away from cash, but moving closer to Contactless Payments. What is Contactless Payments? It is the ability to just tap your card or phone on a payment device instead of providing the card to the person at the counter or actually using the card slot on the payment device. A survey by Fiserv, Inc. found that 67% expect to use mobile/contactless payments vs cash or checks on a permanent basis even when the pandemic is finally over. This is an increase of 27% who responded to…

March 20, 2020

How is your business coping with social distancing/teleworking?

We at Accept Credit Cards know this is a hard time for business owners and employees. Many of your business are able to operate via Telework or able to manage with social distancing, which is why we want to hear how your business is coping during this time. Please provide your most humorous stories or…

March 13, 2020

Keeping Our Customers Informed during COVID-19

To all of our merchants, Thank you for trusting Accept Credit Cards with your processing needs. We take your needs very seriously and will continue servicing your accounts every day. Given the disruption in our country due to the Covid-19, we would like to let you all know that we will still be open to…

March 9, 2020

Daylight Savings Time change

Accept Credit Cards would like to remind everyone that the time change to Daylight Savings happens this weekend. Most of our equipment will update automatically, however, as some merchants do have older equipment, those merchants may need to call our customer service department to have the time changed manually. It is important that your equipment…

December 11, 2019

Accept Credit Cards Wishes Everyone a Happy Holiday Season

We here at Accept Credit Cards wish all of our clients and clients to be a very happy holiday season and wish you the best in the New Year of 2020. With that we would like to remind everyone that as you are looking into the new year, and looking at budgets for advertising, employee…

September 30, 2019

Time to Review your Credit Card Processing Statement

Fall is here and businesses need to start looking for ways to save money. The easiest way is review your merchant processing statement, in other words how your business accepts credit cards. Reviewing your statement every year allows you to see what your cost is to accept card payments for goods and services. While the…

September 23, 2019

Clover Discontinues Cash Surcharging Applications and Deactivates Applications on Current Devices

As mentioned before, Clover Devices will no longer allow surcharging. First Data has removed all Surcharging Applications from the Clover Market and have deactivated those that have already been downloaded on to current Clover devices. The Cash Discounting Application does still exist and is available in the Clover App Market: https://www.clover.com/appmarket?businessTypeGroup=&developerId=&itemsPerPage=50&page=1&q= So, how do you continue…

September 9, 2019

Have you looked at your credit card processing fees lately?

The end of the year is coming. Have you looked at your credit card processing fees lately? For some reason, once business owners sign up with a service, they never look what it is costing them every month. Yet, they should. Just as business owners make a budget for advertising, office equipment and personnel; they…